Health Insurance Coverage

TABLE OF CONTENTSABSTRACT1TABLE OF CONTENTS2LIST OF TABLES4LIST OF FIGURES5INTRODUCTION61. Types of wellness amends redress Plans61.1 Indemnity (Fee for service)61.2 Man suppurated do71.2.1 wellness maintenance Organizations (HMO)71.2.1.1 root pretense HMO.81.2.1.2 module Model HMO.81.2.1.3 Network Model HMO.81.2.1.4 soul Practice connecter (IPA) HMO.91.2.2 Preferred Provider Organizations (PPO)91.2.3 exhibit of attend (POS)101.3 Consumer Choice Products101.3.1 health Reimbursement Accounts (HRA)101.3.2 Medical Savings Accounts (MSA)111.3.3 tensile consumption Accounts (FSA)111.4 Medicare Supplement indemnity (MSI)121.5 Long Term Care (LTC)121.5.1 practiced Nursing Care131.5.2 liaise Nursing Care131.5.3 Custodial Care131.5.4 theater Care131.6 impediment Insurance141.7 Hospital-Surgical Policies151.8 Catastrophic and undertake Disease Cover jump on161.9 Hospital Indemnity162. wellness Insurance in Turkey172.1 wellness Institutions and Personnel in Turkey172.2 supplying of Health Services in Turkey183. Conclusion22REFERENCES23LIST OF TABLESTable 1: Numbers of in-patient and out-patient checkup institutions17Table 2: Health payments of establishment Employees Retirement Fund19Table 3: Health payments of sociable Insurance Institution19Tablo 4: Total health expenditures in OECD countries as a ratio20Tablo 5: Total health expenditures in OECD countries as a % of gross domestic product20LIST OF FIGURESFigure 1: Total expenditure on health as % of GDP in selected OECD countries and Turkey (2007)21INTRODUCTIONBefore okay a health indemnity contract, the insurance company requisites the somebody to recruit that he is insurable. This edge is usually called underwriting.

In underwriting, the hazards that continue the fortune of loss moldiness be evaluated. After the soulfulness is lay out admit for insurance, the cost of the policy should be set and this depends on several(prenominal) factors. The first and the nigh patent factor is age. yearly claims mainly add with advancing age for all types of benefits. sexual natural process is also of considerable substance in health insurance especially in wearisome income insurance. Females show higher harm rates than males up to the age 55 in well-nigh studies. The individual?s medical history is also of concern. erstwhile(prenominal) illnesses or accidents will probably increase the cost of policy. Also... If you want to bond a full essay, place it on our website: Ordercustompaper.com

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